Thanks to lucrative discounted offers through credit cards at online shopping platforms like Amazon and Flipkart, the demand for such plastic money creditability is highly in demand. These online retailers provide multiple benefits to credit card holders like instant discounts, no-cost EMI, extra reward points and other benefits.
What is the Meaning of Lifetime Free Credit Card?
Getting the credit card is not a difficult if you have regular source of income or having hefty amount of transaction through your bank account. However, you need to pay certain amount of joining and annual fee for using the credit card for every year. The fee charges starts from few hundred bucks to thousand rupees, so make sure if you are ready to pay the annual charges choose the right card that offers maximum benefits.
Though, after spending certain amount by purchasing or paying bills and making payments at merchants you can get waiver as per the policy of different banks wavier limits depending upon the types and category of credit cards allowing such waivers.
However, if you are not interested to pay such annual charges you can get lifetime free credit card, using that don’t need to pay any changes even if you not do the regular purchasing or not paying bills or not spending at online merchants.
How to Get Best Credit Cards with No Annual Fee?
Apart from few leading banks, many moneylender and finance companies are giving the no interest credit cards – means that have no joining fees and not to pay any annual charges. Apart from foreign banks like HSBC, Standard Chartered and Citibank, Indian bankers like ICICI and Indusind Bank also offers credit cards have no annual fees.
SBI and HDFC Not Offer Any Lifetime Free Credit Card
While on the other hand domestic moneylender giants like HDFC and SBI have issued highest number of credits cards and captured the higher number of market share in credit card market in India. These cards also come with maximum number of bank offers at online ecommerce sites to provide the maximum benefits to their customers.
However, if you want to use the cards of any of these banks you can get the annual fee waiver by achieving the minimum spending limit in a year and enjoy card charges-free online shopping. But if you want to get a well-known bank’s best no annual fee credit cards you can apply for ICICI Bank’s credit card that really not charges any fee.
Apply for ICICI Bank Credit Card No Annual Fee
ICICI Bank Instant Platinum Credit Card is the only credit card offered by ICICI Bank with no joining fee and no annual charges. Apart from this, you will also get privilege of Rs 100 discount on up to 2 movie tickets per month at www.bookmyshow.com.
ICICI Bank Platinum Chip Credit Card Offers & Benefits:
- It has built-in contactless technology to make quick and secure payments at retail outlets
- The security of a chip card to protect you against the risk of any kind of fraud.
- On every
purchaseyou will get PAYBACK Points, redeemable for exciting gifts and vouchers.
- It also offers Fuel surcharge waiver.
- Using this card you will also get minimum 15% savings on dining at over 800 restaurants courtesy our Culinary Treats program.
How to Apply ICICI Bank Credit Card?
This card comes with chip and pin card acceptable at all merchants including international markets. And there are various options to apply for ICICI bank credit cards. Either you can visit at any nearest branch of ICICI bank to directly apply from there or you can also call the customer care of this bank to ask for an executive visit.
The customer care executive will tell you what are documents required and he will also arrange for you to collect the document and apply for this card. The best way to apply for such credit cards is
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